Agriculture
Nurseries, Vineyards, and Harvesters
Carpentry &
Metalworking
Construction, Manufacturing, and Painting
Automotive
Manufacturing and Repair
And that’s not all!
Class Codes covered includes Plumbing, Electrical, Pest Control, Sanitation, and more.
Submission Requirements
Blue Collar Workers' Compensation Captive
7% Commission for Agents/Brokers on New & Renewing Business / Loss Prevention Assistance / Responsive Claims Handling / Backed by Insurer with “A” rating from A.M. Best- 5 Years of Loss Runs valued within 90 days of proposed X-Date
- X-Mod <125
- 3 year loss ratio <40%
- Completed Accord Application and Supplemental
- Minimum Premium of $42K
Class Code Highlights - (Don't see your class code? Don't worry; this is a non-exhaustive list.)
| Code | Description | Code | Description | Code | Description | Code | Description |
| 5 | Nurseries | 2109 | Fruit – dried fruit packing & handling | 2842 | Wood Products Mfg. | 3040 | Iron Works – non – structural |
| 35 | Florists cultivating or gardening | 2402 | Carpet or Rug Mfg. | 2852 | Window Blind Mfg. or Assembly | 3099 | Tool Mfg. |
| 40 | Vineyards | 2413 | Textiles | 2883 | Furniture Mfg. – wood | 3169 | Stove Mfg. |
| 42 | Landscape Gardening | 2570 | Mattress or Box Springs Mfg. | 2915 | Veneer or Veneer Products Mfg. | 3175 | Furnace, Heater or Radiator Mfg. |
| 251 | Irrigation, Drainage or Reclamation | 2584 | Carpet, Rug Cleaning | 3022 | Pipe or Tube Mfg. | 3178 | Electronic Element Mfg. |
| 2107 | Fruit – packing and handling | 2660 | Boot or Shoe Mfg. or Repairing | 3030 | Iron or Steel Works – structural | 3179 | Electrical Apparatus Mfg. |
| 2108 | Fruit – citrus packing & handling | 2812 | Cabinet Mfg. – wood | 3039 | Reinforcing Steel Fabrication | 3180 | Fixtures or Lamp Mfg. or Assembly |
| 3257 | Wire Goods Mfg. | 3573 | Power Supply Mfg. | 3808 | Automobile or Motorcycle Mfg. | 4114 | Glassware Mfg. |
| 3365 | Welding or Cutting | 3577 | Printed Circuit Board Assembling | 3828 | Automobile or Truck Parts Rebuilding | 4244 | Corrugated or Fibre Board Container Mfg. |
| 3400 | Metal Goods Mfg. | 3612 | Pump or Hydraulic Apparatus Mfg. | 3831 | Machine Shops – aircraft components | 4410 | Rubber Goods Mfg. |
| 3507 | Machinery Mfg. – agricultural, mining… | 3632 | Machine Shops | 3840 | Automobile or Motorcycle Parts Mfg. | 4492 | Sign Mfg. – metal, plastic or wood |
| 3568 | Electrical Connector Mfg. | 3634 | Valve Mfg. | 4034 | Concrete Products Mfg. | 4983 | Gasket Mfg. |
| 3569 | Electric Motor Mfg. or Repair | 3651 | Electrical Wire Harness Mfg. | 4036 | Plaster Board or Plaster Block Mfg. | 5020 | Ceiling installation |
| 3570 | Electric Appliance Mfg. | 3683 | Speaker Mfg. | 4112 | Integrated Circuit Mfg. | 5027 | Masonry — less than $27.00 |
| 5028 | Masonry — equals or exceeds $27.00 | 5190 | Electrical Wiring — less than $30.00 | 5446 | Wallboard Application <$31.00 | 5538 | Sheet Metal Work — less than $27.00 |
| 5029 | Concrete Sawing / Drilling | 5212 | Concrete Pumping | 5447 | Wallboard Application > $31.00 | 5542 | Sheet Metal Work – > $27.00 |
| 5107 | Door, Door Frame or Window Installation | 5348 | Tile, Stone, Mosaic or Terrazzo Work | 5467 | Glaziers — less than $29.00 | 5606 | Contractors – supervisors |
| 5108 | Door installation – overhead doors | 5403 | Carpentry — less than $29.00 | 5470 | Glaziers equals or exceeds $29.00 | 5650 | Termite Control Work |
| 5140 | Electrical Wiring — | 5432 | Carpentry — equals or exceeds $29.00 | 5479 | Insulation Work | 6204 | Drilling |
| > $30.00 | |||||||
| 5185 | Automatic Sprinkler installation – <$27.00 | 5436 | Hardwood Floor laying includes finish | 5484 | Plastering or Stucco Work — <$27.00 | 6325 | Conduit Construction |
| 5186 | Automatic Sprinkler installation >$27.00 | 5443 | Lathing | 5485 | Plastering or Stucco – > $27.00 | 6364 | Irrigation Pipe install. agriculture |
| 6400 | Fence Construction | 8393 | Automobile Body & Fender Repairing | 0079(2) | Bush Berry Crops | 2806(2) | Shutter Mfg. |
| 6504 | Food Products Mfg. or Processing | 8397 | Automobile Transmission Repairing | 1803(1) | Stone Cutting or Polishing | 2881(1) | Furniture Assembling |
| 6834 | Boat Building or Repairing | 9008 | Janitorial Services | 1803(2) | Marble Cutting or Polishing | 2881(2) | Coffin or Casket Mfg. or Assembling |
| 8227 | Construction or Erection Permanent Yards | 9009 | Building Operation – commercial properties | 2797(1) | Mobile Home Mfg. | 3060(1) | Door or Window Mfg. |
| 8387 | Automobile or Truck Service Stations | 9031 | Pest Control | 2797(2) | Automobile Body Mfg. – pleasure car or taxicab | 3060(2) | Door or Window Frame Mfg. |
| 8389 | Automobile Repair Shops or Garages | 9426 | Sanitary Companies | 2797(3) | Recreational Vehicle Mfg. | 3060(3) | Door or Window Mfg. – screen |
| 8392 | Automobile Garages or Parking Lots | 0079(1) | Strawberry Crops | 2806(1) | Door, Sash or Window Mfg. | 3066(1) | Sheet Metal Products Mfg. |
| 3066(3) | Aluminum Ware Mfg. | 3146(2) | Heat Treating | 3241(1) | Wire Rope or Cable Mfg. | 3401(2) | Gate or Corral Mfg. |
| 3066(4) | Coppersmithing | 3152(1) | Nail, Tack or Rivet Mfg. | 3241(2) | Wire Drawing | 3501(1) | Machinery Mfg. tools & lawn care |
| 3076(1) | Furniture Mfg. – metal | 3152(2) | Nut, Bolt or Screw Mfg. | 3383(1) | Jewelry Mfg. | 3501(2) | Machinery Mfg. – pools and spa |
| 3076(6) | Wheelchair Mfg. | 3152(3) | Screw Machine Products Mfg. | 3383(2) | Clock Mfg. | 3560(1) | Machinery Mfg. food processing equip. |
| 3131(1) | Tag, Button or Fastener Mfg. | 3165(1) | Air – Conditioning and Refrigeration Equip. | 3383(3) | Watch Mfg. | 3560(2) | Machinery Mfg. – industrial |
| 3131(2) | Engraving | 3165(2) | Refrigerator Mfg. | 3383(4) | Trophy Mfg. | 3560(3) | Machinery Mfg. Mat. handling equip |
| 3146(1) | Hardware Mfg. | 3165(3) | Solar Panel Mfg. | 3401(1) | Tube or Pipe Products Mfg. | 3574(1) | Machine Mfg. |
| 3643(1) | Electric Power Equipment Mfg. | 3815(2) | Automobile Body Mfg. – truck, trailer or bus | 4239(1) | Paper or Pulp Mfg. | 5187(1) | Plumbing — equals or exceeds $26.00 |
| 3643(2) | Electric Control Panel or Switchgear Mfg. | 4000(1) | Sand or Gravel Digging | 5102(1) | Metal Erection – non – structural | 5187(2) | Refrigeration Equipment – >$26.00 |
| 3724(1) | Millwright Work | 4000(2) | Clay Digging | 5102(3) | Floor installation | 5191(1) | Office Machine Installation, or Repair |
| 3724(2) | Electrical Machinery or Auxiliary Apparatus | 4038(1) | Plaster Statuary or Ornament Mfg. | 5146(1) | Cabinet or Fixtures | 5191(3) | Telephone Install., Service or Repair |
| 3805(1) | Aircraft Engine Mfg. or Rebuilding | 4111(1) | Glassware Mfg. – no automatic machines | 5146(2) | Sign Installation or Repair | 5201(1) | Concrete or Cement Work – <$24.00 |
| 3805(2) | Automobile Engine Mfg. | 4111(2) | Incandescent Lamp & Fluorescent Tube Mfg. | 5183(1) | Plumbing — less than $26.00 | 5201(2) | Concrete or Cement Work — <$24.00 |
| 3815(1) | Automobile Truck Trailer Mfg. | 4111(3) | Cathedral or Art Glass Window Mfg. | 5183(2) | Refrigeration Equipment – <$26.00 | 5205(1) | Concrete or Cement Work – >$24.00 |
| 5205(2) | Concrete or Cement Work — >$24.00 | 6218(3) | Land Leveling – farm lands – <$30.00 | 9220(2) | Crematory Operators | 9521(3) | Window Covering |
| 5474(1) | Painting, Decorating or Paper <$24.00 | 6220(1) | Excavation equals or exceeds $30.00 | 9501(1) | Painting – shop only | 9522(1) | Upholstering |
| 5474(2) | Waterproofing — less than $24.00 | 6220(2) | Grading Land equals or exceeds $30.00 | 9501(3) | Painting – automobile bodies | 9522(2) | Furniture – upholstering |
| 5482(1) | Painting, Decorating or Paper >$24.00 | 6220(3) | Land Leveling – farm lands >$30.00 | 9507(1) | Sign Painting or Lettering | 9522(3) | Automobile Body Upholstering |
| 5482(2) | Waterproofing equals or exceeds $24.00 | 6315(1) | Water Mains Construction <$30.00 | 9507(2) | Sign Mfg. – quick sign shops | 9522(4) | Coffin or Casket Upholstery Work |
| 6218(1) | Excavation – less than $30.00 | 6316(1) | Water Mains Construction >$30.00 | 9521(1) | House Furnishings | 9522(5) | Wheelchair Upholstering |
| 6218(2) | Grading Land – less than $30.00 | 8232(1) | Lumberyards | 9521(2) | Floor Covering |
Don't Be Shy
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